Sector · Energy

Technology and data for high-volume debt.

In a large book, the right decisions add up fast.

Ofgem expects every customer in arrears to be treated fairly, and the data to do that already sits in your systems. We help energy suppliers use data, technology and AI to decide who to collect from, how and where to hold back.

15,000+

Customers able to pay, identified fairly in one supplier's book, with specialist cases surfaced for support

Source: arum, energy provider case study

What we see

Where technology and data make the difference in energy.

Collecting from the right customers

Treating every account the same wastes effort and risks harming customers who can't pay. Scorecards and segmentation show who can pay, who needs help and which strategy fits.

Court costs that never come back

Many organisations take too many accounts to court. Litigation scoring estimates the likely return first, so recovery spend goes where it's most likely to pay back.

Knowing what the book is worth

Current and historic vulnerability affects both how you treat customers and what the debt is worth. The Financial Vulnerability Score informs both, including debt-sale analysis and auction support.

Regulatory context

Ofgem's rules run through every design decision.

Licence conditions, vulnerability guidance and customer-support obligations shape collections journeys, data use and decisioning.
  • OfgemThe energy regulator. Its licence conditions, vulnerability guidance and customer-support obligations shape collections from the first missed payment.

How we help

Small improvements add up fast in a large book.

Energy debt portfolios are large and move fast. The opportunity is in knowing which accounts to prioritise, which treatment to use, where more recovery spend will pay back and where vulnerability or affordability should change the approach.

Much of our energy work starts with the data: we analyse portfolio performance, build collection and litigation scorecards and model the return from each strategy before you commit more spend. We also help you choose, implement and get more from the collections technology those decisions run in, and we can analyse portfolios for debt sale and help run sale or auction programmes.

FAQs

Questions energy suppliers ask us

How can your analytics improve energy collections?
We analyse performance at portfolio and account level. Collection and litigation scorecards help you decide who to collect from, which strategy to use and where more recovery spend is likely to pay back.
Can you help us decide whether to litigate or sell debt?
Yes. Litigation scorecards estimate the likelihood and economics of recovery before court costs are committed. At portfolio level, we analyse collectability and returns to support hold-or-sell decisions, valuation and auctions.
How do you handle vulnerability in a high-volume book?
The Financial Vulnerability Score identifies current and historic vulnerability for every account, so treatment can be adjusted even across very large portfolios.
How can AI help with a high-volume energy debt book?
AI models can prioritise accounts, spot affordability and vulnerability signals early and choose the right treatment at a scale no team can manage by hand. We check the data can support it, choose the tool and monitor the outcomes against Ofgem's expectations.

Let's talk.

Thirty minutes with one of our senior experts who knows energy debt and Ofgem's expectations.
General enquiry
  • AtlantaAtlanta Financial Center, 3343 Peachtree Rd NE, Suite 145, Atlanta, GA 30326
  • London1 Lyric Square, London W6 0NB
  • Sydney97-99 Bathurst St, Suite 1087, Ground Floor, Sydney NSW 2000